Want to know more about equity release?
Watch our two-minute video that will explain how equity release could work for you.
Would you like to know more, call us on 0800 999 3339 or book a call back.
See how much you could release with our simple lifetime mortgage calculator.
Your protection is ensured as we operate under full Financial Conduct Authority (FCA) regulation and we maintain strict standards designed to safeguard your interests. With our lifetime mortgage options, we guarantee that neither you nor your estate will ever face repayments exceeding your property's sale value, provided it's marketed at a reasonable obtainable price.
Complete freedom in how you utilise your released funds is one of the greatest advantages of equity release. Having additional financial resources during retirement can transform your later years significantly, opening doors to possibilities that might otherwise remain out of reach. Whether enhancing your living space, supporting family members, clearing existing debts or simply enjoying greater peace of mind—the choice remains entirely yours.
Here are a few of the most common reasons people choose equity release.
Repaying
University or weddings
At Equity Release and Mortgage Partnership Inverness, we are dedicated to offering professional and personalised mortgage and equity release advice to help you make the best choices for your financial future. With years of experience in the industry, our team is well-equipped to guide you through the entire process of equity release, whether you're looking to unlock the value in your home or find the right mortgage product.
We understand that your home is often your most valuable asset, and we're here to help you make the most of it. Whether you’re considering equity release to boost your retirement funds or simply want more flexibility with your finances, we provide clear, straightforward advice that’s easy to understand.
Our services are designed to take the stress out of managing your finances, offering tailored solutions that suit your individual needs. We’re committed to ensuring that all our clients receive the best possible guidance, and we pride ourselves on our ethical approach.
Here’s what to expect when you work with us for equity release, if you live in Inverness.
You get in touch for a no-obligation chat, either over the phone or face to face. Your adviser will explain how equity release works, answer initial questions, and check whether it could be suitable.
If equity release looks appropriate, your adviser will carry out a full assessment of your circumstances and recommend a plan tailored to your needs.
Your chosen lender will arrange an independent valuation of your home. This confirms the property value and the final amount you can release.
You’ll receive independent legal advice from a solicitor of your choice. They’ll explain everything in plain English and handle the legal side before completion.
Once everything is approved, your equity is released to you as a lump sum, smaller amounts, or a mix of both. You remain the owner of your home for life, with no mandatory monthly repayments.
You’re supported at every stage, and you’re free to stop the process at any time.